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Top Bank of America Credit Card Deals to Grab in October 2025

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If you’ve been thinking about getting a new credit card this fall, Bank of America® has several options worth checking out. Whether you’re after generous cash-back rewards, travel perks, or flexible redemption options, the bank’s latest lineup offers something for nearly every type of spender. Each card is designed to fit different lifestyles, from frequent travelers to those who want to earn more on everyday purchases. Here’s a rundown of the current Bank of America® credit card promotions available this October — with the most exciting benefits revealed below.

Bank of America’s cards continue to stand out for their balance of rewards, security, and flexibility. You’ll find cards that offer introductory 0% APR periods, strong welcome bonuses, and no annual fees. Plus, if you’re a member of the Bank of America Preferred Rewards® program, your earning potential can grow even more, with up to 75% additional rewards on every purchase.

One popular option is the Bank of America® Travel Rewards Credit Card, perfect for those planning their next trip. It features unlimited points on purchases, no annual fee, and no foreign transaction fees — ideal for travelers who prefer a simple, flexible rewards program.

For everyday spending, the Bank of America® Unlimited Cash Rewards Credit Card is a solid pick. It offers a flat cash-back rate across all purchases, making it easy to earn rewards without tracking categories. New cardholders also get a temporary boost during the first year to maximize returns on daily spending.

Meanwhile, shoppers who want to earn more in specific areas might prefer the Bank of America® Customized Cash Rewards Credit Card. It lets you choose your top spending category — whether that’s gas, online shopping, dining, travel, or even home improvement — and gives you a higher cash-back rate in that category.

Finally, for those who want premium perks, the Bank of America® Premium Rewards® Credit Card combines high earning potential with valuable travel benefits. Frequent travelers can take advantage of statement credits, airport security reimbursements, and bonus points on travel and dining.

Now, let’s take a closer look at what each of these cards offers:

Bank of America® Travel Rewards Credit Card

  • Earn 25,000 online bonus points (worth $250 in travel credits) after spending $1,000 in the first 90 days.
  • Get unlimited 1.5 points per $1 spent on all purchases, and 3 points per $1 on travel booked through the Bank of America Travel Center.
  • Enjoy 0% Intro APR for 15 billing cycles on purchases and balance transfers (made within 60 days), then a variable APR of 17.99%–27.99%.
  • No annual fee and no foreign transaction fees.

Bank of America® Unlimited Cash Rewards Credit Card

  • Receive a $200 online cash rewards bonus after spending $1,000 in the first 90 days.
  • Earn 2% cash back on all purchases for the first year, then 1.5% after that.
  • 0% Intro APR for 15 billing cycles on purchases and balance transfers (first 60 days), followed by a variable APR of 17.99%–27.99%.
  • No annual fee.

Bank of America® Customized Cash Rewards Credit Card

  • Earn $200 cash rewards after spending $1,000 in the first 90 days.
  • Choose your 6% cash-back category for the first year (gas, online shopping, dining, travel, drugstores, or home improvement), then 3% afterward.
  • Automatically earn 2% at grocery stores and wholesale clubs and 1% on all other purchases.
  • 0% Intro APR for 15 billing cycles, then a variable APR of 17.99%–27.99%.
  • No annual fee.

Bank of America® Premium Rewards® Credit Card

  • Earn 60,000 bonus points (a $600 value) after spending $4,000 in the first 90 days.
  • Enjoy unlimited 2 points per $1 on travel and dining, and 1.5 points per $1 on all other purchases.
  • Get up to $100 in annual airline statement credits and up to $100 for TSA PreCheck® or Global Entry every four years.
  • Annual fee of $95, with variable APRs from 19.99%–27.99%.
  • No foreign transaction fees.

If you’re a Bank of America Preferred Rewards® member, your points or cash back could increase by 25%–75% depending on your status — turning solid rewards into outstanding ones. These promotions are available online only and may not appear if you visit a branch, so applying through the official offer links ensures you access the latest deals.

Whether you want a flexible travel companion, everyday cash-back card, or premium rewards experience, October 2025 is an excellent time to explore Bank of America’s lineup and find the card that matches your goals.

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